For collectors who require short-term liquidity, selling part of a carefully assembled wine collection may not be the most attractive option.

NEXUS Grand & Premier members can explore borrowing against the value of eligible wines instead. We’ve established preferential terms with a number of specialist finance providers and can help you understand the available options, supply the required collection information and coordinate the practical arrangements. Note – NEXUS draws no income or commission from any of these providers. Our recommendations are entirely uncompromised.

Discuss financing your collection

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Let NEXUS make it simple

Because your collection is already managed by NEXUS, much of the information a lender may require is readily available.

We can:

• provide verified inventory and valuation information;
• introduce you to suitable specialist lenders;
• explain the practical differences between their arrangements;
• coordinate any restrictions, account transfers or stock controls;
• provide a single point of contact throughout the process; and
• give you access to terms negotiated specifically for NEXUS clients, where available.

The lender will make all credit and lending decisions. You remain free to choose whether to proceed and which provider to use.

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How it works

Tell us what you need

Let us know approximately how much you would like to raise and your preferred timescale.

We review your collection

We identify the wines that may be suitable as security and provide the inventory and valuation information required by the lender.

Explore the available options

We help you compare the relevant lending structures, including costs, loan-to-value ratios, terms and arrangements for the wine.

Complete the arrangement

Once you have selected a provider and completed its application process, NEXUS coordinates the necessary stock controls or transfers.

Repay the facility

When the facility has been repaid and the lender has released its security, any restrictions are removed or the wine is returned to your account, depending on the arrangement selected.

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Compare the available options

Terms are indicative and subject to valuation, credit approval and each lender’s final offer.

Interest may be charged monthly, retained from the advance or calculated in another way, depending on the provider. When comparing offers, clients should consider the total repayment amount rather than the headline rate alone.

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Important considerations

Borrowing against wine is a form of specialist short-term finance and will not be suitable for everyone.

Before proceeding, you should understand:

• the total interest, fees and other charges payable;
• how and when interest is calculated;
• whether ownership of the wine changes;
• where and how the secured wine will be held;
• whether storage or transfer charges apply;
• any restrictions placed on the wine;
• the repayment date and options for early repayment; and
• the lender’s rights if the facility is not repaid.

Wine values can rise or fall. A lender’s valuation may differ from values shown within your NEXUS account, and the amount available may change following inspection or market review.

NEXUS Wine Collections Ltd is not the lender. All facilities are subject to the lender’s eligibility requirements, valuation, credit checks, terms and final approval. Clients should obtain independent legal, tax and financial advice where appropriate.

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Speak to NEXUS

If you are considering raising capital against your collection, speak to us first.

Tell us approximately how much you would like to raise and your preferred timescale. We will explain the available routes and help coordinate the process.

NEXUS takes no commission from any loan arrangements. Our advice is entirely impartial.

Discuss financing your collection